The Importance of Diamond Certificates
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Diamond certificates, which are commonly known as a Diamond Grading Reports are an essential tool in the
diamond buying process. Make no mistake abut it; you should require this report when purchasing any diamond.
Diamond certificates from independent organizations such as (GIA) the Gemological Institute of America provide you with valuable
information about the 4 C's of diamonds that were taken into
consideration when the diamond was evaluated and priced.
There are other independent organizations that provide diamond certificates, however, be warned:
many of them are fly by nights. That’s why we advise all diamond buyers
not to accept certificates from Gemological Laboratories other than GIA.
GIA has been established as the most respectable and
trustworthy not to mention oldest of the lot. So avoid dealers who don't want to use GIA for certification
purposes as well.
It is important that you use an outside source for diamond certificates. No matter the
circumstances, never use the jeweler or dealer who is selling the diamond you are interested in.
Let’s face it, the jeweler wants to make money on the sale of diamonds, therefore the certificates
may be slightly biased and you could be paying more than the market value of the diamond. Diamond certificates
become exponentially crucial when you are talking about buying Brilliant Cut
Diamonds and other expensive diamonds.
With a diamond
certificate you can confirm: the cut, clarity, color, and carat weight of the diamond. You don't have to worry
about a diamond dealer telling you anything less than the truth, because the certificate comes from the GIA not
the dealer.
You may be required
to pay for the certificate, but the cost is usually low, and in many cases, it will help you negotiate a better
price on the diamond or keep you from purchasing a lower quality diamond altogether.
If you buy a high
quality diamond, and then later decide to sell the diamond, having the diamond certificate will make the selling
process much easier. Without a diamond certificate, rest assured, you will have a hard time selling that diamond
to someone else. Furthermore, you can use the Diamond Grading Report to look up the wholesale value of the
diamond in question. Use the same guide that is employed by the diamond cutting industry.
With the
Certificate, or Diamond Grading Report, there won't be any doubts when you are trying to purchase a diamond. You
can easily find out what the diamond is worth. To reiterate: this will prevent you from overpaying, and it can
prevent a seller from under-charging as well.
A copy of the
Diamond Grading Report should be given to your insurance company as
well, when you insure the diamond. This provides absolute, unquestionable proof of the value of the diamond
should it be stolen, lost or damaged in the future. Insurance companies cannot refute these reports.
Altogether avoid
diamond dealers who seem reluctant to provide diamond certificates. Also avoid sellers who try and convince you
that getting a diamond certified will cost you more money. The only additional cost will be the cost of the
certificate, which is not that much. If the dealer doesn't want to provide a certificate, then you don't want to
do business with them.
Don't buy an expensive diamond without investing in a diamond certificate. If a dealer tries to convince you to
make the purchase without one, or if they want to use a company other than GIA, you can be sure that the dealer
has probably greatly inflated the price of the diamond or they have something that they are hiding from
you.
Source: Vicente Ross, DiamondExperts.biz
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